In this report, Early findings from Konovo’s Cash-to-Care Intelligence Tracker show clinicians entering 2026 with both optimism and concern. Many anticipate that Direct Primary Care and other cash-pay models will expand access, simplify decision-making, and increase clinical autonomy. At the same time, they foresee widening inequities, confusion at the boundary of insurance-based care, and new administrative complexity—signals that the shift toward direct care will bring meaningful opportunities and risks in parallel.
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