The 2026 HSA change is promoting the adoption of direct-to-cash care. This shift emphasizes benefits such as improved access and affordability while also raising concerns regarding equity and system integration.
This report examines how increasing patient demand and upcoming HSA policy changes are shaping the shift toward direct-to-cash care models. Physicians highlight growing awareness, improving operational readiness, and strong expectations for gains in affordability, transparency, and access, while also raising important concerns around equity, care coordination, and the broader impact on traditional healthcare systems.
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